Basics of Workers’ Compensation for Warehouse Employees

Workers’ Compensation

As a responsible business owner or manager, you need to understand the basics of workers’ compensation insurance for all employees, including those working in your warehouses. Here are basics industry experts suggest you should know about warehouse comp.

Definition

Warehouse workers’ compensation protects companies and employees when an employee is injured while working or becomes ill from a job-related cause. This type of policy protects injured employees from incurring huge financial losses due to work injuries, and it also protects businesses from losses due to claims.

Coverage

Warehouse comp covers many areas relating to work-related injuries and sicknesses, including lost wages, medical costs, expenses for long-term treatment and care, and funeral expenses in a worst-case scenario should an employee succumb to work-related injuries or illness.

How Policies Work

Warehouse comp policies cover several important areas after an injury or illness occurs on the job. These policies pay for medical expenses, prescriptions, and ongoing treatment to help employees return to work, if possible.

Educate employees on how to file claims. They should report work-related injuries and illnesses as soon as possible. If necessary, get them help by either calling for an ambulance or taking them to the emergency room. Find out specific details about the incident, and report the incident as soon as possible to your insurance provider.

The right warehouse workers’ compensation coverage helps you and your employees relax. This important insurance safeguards everyone’s financial assets so the focus can be on doing the job well each day.

Insurance Risk Advisors