Child Safety and Auto Coverage Go Hand in Hand

CT car insurance coverage in place

Driving is a serious responsibility that requires the full attention of the person behind the wheel. This situation can become even more challenging when there are one or more children in the car. This is especially true when there isn’t another adult passenger to keep the kids from getting too disruptive.

Noisy children can be a real issue, especially for drivers who get easily distracted. An accident can happen quite suddenly, especially if the driver is dividing his or her attention among the children in the car and any activities occurring outside the automobile that could contribute to a collision. These risks are just one more incentive for having adequate CT car insurance coverage in place.

CT car insurance coverage in place

CT car insurance coverage in place

Car seats are required for small children

Depending on the age or weight of the child, a child seat may be required by law. Getting the right car seat, installing it properly and using it correctly is the best way to keep children safe while transporting them in a vehicle. According to the National Highway Traffic Safety Administration (NHTSA), car crashes are the number one killer of children ages 1 to 12 in the US, so using the right car seat in order to increase child car safety is crucial.

Several manufacturers produce car seats giving you plenty of options. Parents should base their selection on their child’s age, weight and height. Choose a seat that fits properly in the vehicle, always refer to the manufacturer’s instructions, and read the vehicle owner’s manual on how to install the car seat using the seat belt. To maximize safety, keep your child in the car seat for as long a time as necessary, and children under the age of 12 should always ride in the back seat of the car, especially those in car seats.

Never leave children alone in a car

Sadly, a number of children are left alone in vehicles every year. Despite laws restricting such behavior, many people fail to realize the potential consequences. Risks to a child’s safety, including kidnapping, heat stroke, the possibility of setting a vehicle in motion, getting trapped in the trunk, and even fatal car crashes are serious concerns that pose a real threat. Always practice safety and common sense, and carry ct car insurance in case an unfortunate accident does occur.

Insurance Risk Advisors