Comprehensive Business Insurance Coverage

business owners policy in Carmel

Protect your business with a business owner’s policy in Carmel, Indiana. A BOP provides comprehensive coverage to your business so that no matter what unfortunate events my occur, your business will be able to continue to operate after repairs are made.

For example, a BOP includes liability coverage, so that if an accident should happen during the course of business operations, you will be able to settle any necessary payments through the insurance.

A BOP also includes property insurance. This kind of coverage can include business interruption insurance. This important coverage makes it possible to continue to pay regular business expenses, such as utilities and rent, even if business operations are forced to halt while repairs are being made to the business property. And property insurance covers the physical property of the business, including the building structure and the contents of the building plus the personal property of anyone at the place of business.

All these coverages may be tailored to fit your specific business needs. Depending on the exact nature of your business, the property insurance may be expanded to cover assets that are an essential part of business function, such as mobile property or special equipment. Additional coverages may be added to your business owners policy in Carmel, as well, such as professional liability, workers’ compensation and employment practices liability.

Insurance Risk Advisors