A Damaged Roof Can Be a Costly Expense

Putnam Connecticut homeowners insurance

Winter can be hard on your home, and especially in areas that experience fierce winds and heavy snowfall. It’s important to inspect your home before the likelihood of harsh weather to determine if there are concerns that need to be addressed. A major issue for owners of older dwellings can be the roof of their house, as a damaged roof can cost more in heating the home and can also become a serious hazard.

Homeowners with Putnam Connecticut homeowners insurance should make a careful examination of the home’s exterior, and make sure that all facets of the roof are in good condition. Winter weather can prove especially harsh on a home’s exterior, and particularly the roof, and your policy is designed to pay for necessary repairs.

Water from melting snow typically comes in through worn, broken, or missing shingles; where nails have worked loose or through corroded or poorly sealed roof flashing around vents, skylights, or chimneys. Stains on the ceiling are an indication that there are leaky areas that need repairing or if your home is drafty then the roof will probably require resealing. You can water test for leaks by having someone stationed in the attic while you run water over the house with a hose.

Inspect the roof for other possible damage

Strong winds, which are common in this area, can tear shingles off. Take the time to walk around your property and look around for shingles and replace them as soon as possible. Roof damage requires careful inspection since sometimes the damage is not so apparent. A nearby fire, because of the intense heat, may have caused issues with your roof that may not immediately be evident.

Your roof may have experienced damage from a fire if you notice scorch marks on the roof or other telltale signs like melted shingles. If you are uncertain about the condition of your roof you can have a roof repairman come out and do a proper inspection. Not dealing with this issue could result in even more costly repairs, especially if the amount of damage is severe.

As a homeowner, you owe it to yourself to inspect for any damage you may have to your home and notify your Putnam Connecticut homeowners insurance agent to get the claim process underway as quickly as possible.

Insurance Risk Advisors