Finding restaurant insurance in California is a matter of finding insurance carriers with two levels of specialty. First and foremost, they have to be licensed for the state, so you know your coverage meets all of your needs as a company operating within the Golden State. You also need a carrier who has experience with the restaurant industry, one whose experience is going to be able to translate to your company having coverage that foresees every reasonable avenue of risk you could be protected against.
Kinds of Coverage Restaurants Need
When you take out restaurant insurance, you might not wind up needing all of these types of coverage, but you might. Chances are very good that as a food service operation, you will need at least the majority of them.
- Property liability
- General liability
- Liquor liability
- Employee benefits liability
- Vehicle insurance
- General insurance
- Employee dishonesty
- Inflation guard
Get the Best Restaurant Insurance in California
If you are serious about finding insurance that meets all your needs and taking care of your company, your customers, and your employees, then you need to find specialized restaurant insurance from a carrier who makes covering the food service a major part of their business.