Owners of dry cleaning services operate the type of business that often presents serious risks and concerns. While purchasing standard business insurance will provide cover for certain concerns, what is really needed is an insurance agent with experience working in this industry, one that fully understands the liabilities at hand. No one that owns or operates a dry cleaner should depend on run-of-the-mill cookie-cutter coverage when there is so much at stake.
An independent agent working with insurance companies that specialize in Dry cleaning insurance, coverage that is truly tailored to your specific business needs, is the only way to deal with the issues that you may face. When you own a full-service laundry or dry cleaning business you have a lot to think about. Numerous daily risks have the ability to financially ruin everything you’ve worked so hard to create and maintain. With a constant flow of people on your premises, equipment to be concerned with, and the many toxic chemicals in use, you really need to make sure your business is properly protected.
Common concerns of dry cleaning facilities
Security concerns, equipment breakdown, electrical failures, fines and penalties for improperly disposing of toxic chemicals; these are just a few of the typical issues that can occur on a daily basis. In addition, theft, vandalism and other forms of crime can happen to your business during working hours or after closing. Insurance is designed to address your concerns and compensate you for any losses, including time loss if forced to close for an extended period of time.
It’s important to research the different policies available, determine which policy or policies address the nature of your business, and purchase coverage that will help you handle any difficulties that come your way. A fire could break out after hours and before the fire is extinguished the damage could completely wipe out your operations. It would be a real shame if you opted out of the product that addresses property damage concerns.
You really do need comprehensive Dry cleaning insurance in order to protect your business from all of the potential problems that can arise. Speak to an insurer that shares your concerns.