Owners Taking Responsibility for Their Pet’s Behavior

dog bite insurance

Having a dog can be a delight as a loving pet provides comfort and gives their owner pleasure in so many ways. Whether taking the animal for a walk or exercise at the neighborhood dog park, time spent with your dog creates a strong bond. This can, however, result in your pet becoming overly protective, even misreading the signs of a stranger’s movements as a threat.

Once they are away from the confines of their home, they might become anxious or nervous and may be easily threatened by unfamiliar situations. Unfortunately, the result could be that your beloved pet ends up biting someone, either accidentally or because they somehow feel threatened. There have been cases where a young child, only trying to be playful, ends up agitating an animal. Anyone who owns a dog understands how vital having dog bite insurance can be under such circumstances.

Some pets are very protective

Dogs, because they are naturally curious, may sense that their owner may be in danger, and react in a manner they feel is necessitated. However, regardless of whether or not there was a misunderstanding if an incident does occur that involves an injury to another animal or human being, having insurance will be necessary to pay for any medical or legal expenses that may be incurred. Otherwise, as the dog’s owner, you could be in for losses of your own personal assets.

Most dog owners understand the need for dog bite insurance for their pets, but in many cases, a homeowner or renter’s policy doesn’t provide sufficient cover for dog attacks. Pet owners shouldn’t wait for something bad to happen before getting insurance because, at that point, it’s too late. Insurance comes into play anytime that your dog has bitten someone, was reported to a local animal control department for negligent behavior or has been declared dangerous by a judge. Local laws often require owners of certain breeds to have insurance.

The best way to ensure everyone’s satisfaction is to prevent dog bites from occurring in the first place. Owners should make sure that their pet is properly trained and socialized. The dog should always be under strict supervision so that the dog’s owner can quickly intervene if a situation gets out of hand.

Insurance Risk Advisors