Professional agencies that provide healthcare face many risks and liabilities that other industries do not. It’s not just accidents, injuries, property damage and malpractice. Healthcare professionals are vulnerable to allegations of abuse, especially professionals who work with children or the elderly. While your business may not be able to manage natural disasters, you can certainly take proactive steps in risk management to reduce the number of professional claims against your allied healthcare liability insurance.
Your insurance company should offer assistance when it comes to risk management:
- Resources that prevent abuse
- Best practices for safety and security, for employees and patients
- Ideas to help your business prepare for catastrophic events
- Assessments to ensure your business is staying on top of risk management
- Assistance in training employees for safety and security, not only for the patients but for themselves
Allied healthcare liability insurance that offers customized solutions for individual businesses with a strong product and market knowledge has an edge over companies that do not understand the industry. Your healthcare facility needs competitive pricing and great claims service, but it also needs a long-term relationship with the insurer to work together to mitigate risks. The insurer needs to be responsive to the changing needs of the marketplace and your business.