As a nurse, you are prone to patients or families of patients filing claims against you. Due to this, you have to be able to protect yourself against high legal fees or even settlements. This is why it’s crucial for you to protect yourself with nursing malpractice insurance.
What Does Nursing Malpractice Cover?
In the medical field, unfortunately, claims are extremely common. Some of these claims may include a failure to exercise proper care, patient injury or patient illness due to negligence, according to the experts at www.huntersure.com. Even if you trust your relationship with your patients, it is crucial to have nursing malpractice insurance. You cannot rely simply on doing the right thing or performing your job appropriately every time. Patients and families of patients may file a claim either way. Your insurance protects you against those claims, regardless of validity.
In the nursing industry, you have someone’s care in your hands. You have to reach a standard of care that is reasonable for your occupation. Even if you reach said standard, if a patient suffers an injury or accident while in your care, he or she may still blame you and the court could find you liable. Malpractice insurance can help pay any damages awarded and can also help you in the case of a legal battle.