What is Employment Practices Liability?

What is Employment Practices Liability?

When you start looking at all of the different types of insurance polices available for businesses, you will stumble across a few that are unfamiliar. Employment practices liability insurance is one such policy that you may need a little help understanding. You can learn what it is by looking at what it covers and who can benefit from it the most.


This type of insurance protects a business from claims brought by employees or applicants regarding:

  • Discrimination,
  • Wrongful Termination,
  • Sexual Harassment,
  • Invasion of Privacy,
  • Breach of Contract,
  • False Imprisonment,
  • Wage and Hour Law Violations and
  • Emotional Distress.

In other words, if one of your full-time, part-time or temporary employees brings accusations against your business, this policy will protect you from losses.


There are a number of different types of businesses that may benefit from employment practices liability. However, this type of policy was actually crafted for staffing service businesses. If your business places workers in different jobs, you may want to consider getting this type of coverage.

Talk to Your Insurance Provider

Figuring out the ins and outs of all of the different types of insurance can be a real challenge. You need to talk with your insurance provider to learn more about this policy and others. They can help you figure out if you need employment practices liability or any other insurance to protect your business.

Insurance Risk Advisors